Mortgage Calculator

Calculate your monthly payments with our easy-to-use calculator. See what your total mortgage cost would be at the end of the loan period, as well as the total interest paid.

Note: This is an estimate. Reach out to one of our loan officers for an official loan estimate.

Step 1: Enter dollar mount in "Mortgage amount"

Step 2: Enter a number of years, months, or a combination in "Mortgage period"

Step 3: Enter a desired interest rate

Step 4: See what your monthly mortgage payment would be, the total cost of the mortgage, and the total interest paid by the end of the loan period.

Step 5: (optional) Copy the calculated "Monthly Payment" and paste into "Monthly Mortgage Payments" in the DTI calculator below.

Debt To Income  Calculator

Your debt-to-income (DTI) ratio is an important part of your overall financial health. Calculating your DTI may help you determine how comfortable you are with your current debt, and also decide which loans you can qualify for. Most lenders like to see a DTI at 43% or below.

Your debt-to-income ratio compares how much you owe each month to how much you earn. Specifically, it’s the percentage of your gross monthly income (before taxes) that goes towards payments for rent, mortgage, credit cards, or other debt. To calculate your debt-to-income ratio:

Step 1: Insert in all your monthly bills to determine what your payments add to.

Step 2: Insert your gross monthly income, which is your income before taxes.

Step 3: See the result of your DTI ratio in percentage form. The lower the DTI. the higher your chances of obtaining a loan are.

Step 4: Look over the loan types to determine what type of home loans are attainable.

Debt to Income Ratio