About Jeremy Powell
Jeremy was born and raised in Utah and currently resides in Salt Lake City. He is an industry veteran (as well as Army Veteran), providing home financing solutions to homeowners for over 17 years. If you ask him what is his favorite thing about the mortgage industry, he'll tell you "everything!".
Ready to Move Forward?
Get pre-approved so you can progress quickly on your dream home. This is the route we recommend for serious home buyers.
Or, receive instant results on whether you credit pre-qualify. Done through a soft-pull on our basic application (doesn't affect credit score). Get credit pre-qualified in minutes
Why Valorem Equity
We shop for the best rates
We shop around for the best rates so you don’t need to. Plus we have access to many different loan products, including FHA, jumbo loans and others, giving you more options.
Save time with our 100% online, paperless application that lets you securely connect your bank statements, tax records & income documentation in minutes.
We understand that everyone is different and we cater to your preferred style. Whether you prefer in person meetings, phone calls, text, email or online meetings, we’ll make it happen.
Be in the Know
Know exactly where you are in the loan process. Receive timely updates and have a clear understanding if anything else is needed on your end to help the loan process flow smoothly and quickly.
A Team That You Can Rely On
At Valorem Equity, you’ll have your dedicated Loan Originator, but you’ll also be backed by a knowledgeable and driven team of people that truly cares and looks out for you.
Industry Leading Knowledge
We’re continuously learning and improving our processes and technology to make sure that everyone who interacts with Valorem Equity has a positive experience.
How long does it take to get a mortgage?
Our digital lending platform and streamlined processes can cut loan cycle times by as much as 40%. We do our best to make it a simpler, easier and a smoother experience for our customers.
Is getting pre-approved better than getting pre-qualified?
Yes. In today's market, pre-approval is the best route to go. However, if you're in the early stages and are curious on the general range of what you can afford, getting pre-qualified would be a great first step. But once you are serious about looking at homes, we'd recommend getting pre-approved.
What types of loans does Valorem Equity offer?
We offer conventional loans for purchase and refinance as well as jumbo loans for larger loan amounts. We also offer FHA, VA and USDA loans.
How do you determine my mortgage rate?
Unlike banks, we get to shop around for the best rate for our customers. We understand that in some cases saving a fraction of a percent on your interest rate can save you thousands of dollars over the life of your loan. By using innovative technology, we can better determine the best route for each of our client's unique needs.